पोस्ट ऑफिस की PPF, NSC, और SCSS योजनाओं में से कौन है सबसे बेस्ट? यहाँ जानिए!

पोस्ट ऑफिस की बचत योजनाएं भारत में निवेशकों के बीच बेहद लोकप्रिय है, ये योजनाएं न केवल सुरक्षित हैं, बल्कि सरकार द्वारा गारंटीड भी होती हैं।

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पोस्ट ऑफिस की बचत योजनाएं उन लोगों के लिए उपयोगी हैं, जो कम जोखिम और स्थिर रिटर्न चाहते हैं।

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PPF (Public Provident Fund) उन लोगों के लिए बेहतर है जो लंबी अवधि में टैक्स बचत और स्थिर रिटर्न चाहते हैं, ये योजना बच्चों की शिक्षा या रिटायरमेन्ट प्लानिंग जैसे उद्देश्यों के लिए आदर्श है।

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NSC (National Saving certificate) मध्यम अवधि के निवेशकों के लिए उपयोगी हैं, जो टैक्स छूट और निश्चित रिटर्न चाहते हैं। इसकी लॉक-इन अवधि इसे सुरक्षित बनाती है।

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SCSS (Senior Citizen Savings Scheme) विशेष रूप से वरिष्ठ नागरिकों को ध्यान में रख कर बनाई गई है, यह उच्च व्याज दर तथा नियमित आय प्रदान करती है।

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SSY (Sukanya Samriddhi Yojana) बालिकाओं की शिक्षा और शादी जैसे उद्देश्यों को ध्यान में रखकर बनाई गई है, इसमें उच्च व्याज दर और टैक्स लाभ मिलता है।

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